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Obiettivi di investimento
Il Fondo mira alla crescita contenuta del capitale investito su un orizzonte temporale di circa 5 anni, investendo in un portafoglio obbligazionario caratterizzato dalla presenza di emissioni strutturate fino ad un massimo del 30% e da un rischio di tasso decrescente.
Il Fondo è del tipo a distribuzione. Con riferimento ai primi 4 anni del ciclo di investimento del Fondo, la SGR provvede, con periodicità annuale, alla distribuzione ai partecipanti di un ammontare predeterminato, pari al 2,00% del valore iniziale delle quote del Fondo, con riferimento all’ultimo giorno di valorizzazione di ogni esercizio contabile (1° luglio - 30 giugno). Non è prevista alcuna distribuzione con riferimento all’ultimo anno del ciclo di investimento del Fondo. Tale distribuzione può essere superiore al risultato conseguito dal Fondo nel periodo considerato e può comportare la restituzione di parte dell’investimento iniziale del partecipante. La distribuzione viene effettuata per la prima volta con riferimento all’esercizio contabile chiuso al 30 giugno 2024 e, per l’ultima volta, con riferimento all’esercizio contabile chiuso al 30 giugno 2027. La SGR ha facoltà di non procedere ad alcuna distribuzione, tenuto conto dell’andamento del valore delle quote e della situazione di mercato.
Orizzonte di investimento
Questo Fondo potrebbe non essere indicato per gli investitori che prevedono di ritirare il proprio capitale entro 5 anni ovvero prima della scadenza del ciclo di investimento del Fondo, stabilita al 30 giugno 2028.
Universo e politica di investimento
Il Fondo investe in strumenti finanziari di natura obbligazionaria e/o monetaria di emittenti governativi, organismi sovranazionali/agenzie ed emittenti societari prevalentemente dell’Area Euro.
Il Fondo investe fino al 30% delle attività in strumenti finanziari di natura obbligazionaria di tipo strutturato tra i quali, strumenti subordinati, obbligazioni convertibili (quali ad esempio contingent convertible bonds), strumenti di credito strutturati (quali ad esempio asset backed securities, collateralized loan obligations ).
L'esposizione a strumenti finanziari di natura obbligazionaria aventi rating inferiore ad investment grade o privi di rating (e dunque esposti significativamente al rischio di credito) può raggiungere il 100% delle attività.
Gli investimenti sono effettuati in strumenti finanziari denominati principalmente in euro; l’esposizione valutaria non potrà in ogni caso superare il 10% delle attività.
La durata media finanziaria (duration) del Fondo è inizialmente inferiore a 5 anni e tende a diminuire gradualmente nel corso del ciclo di investimento.
Investimento in OICVM e FIA aperti non riservati (OICR), principalmente "collegati", fino al 50% delle attività.
Il Fondo è gestito attivamente senza riferimento ad un benchmark.
Il Fondo utilizza strumenti finanziari derivati sia per finalità di copertura dei rischi sia per finalità diverse da quelle di copertura (tra cui arbitraggio). La leva finanziaria massima, realizzata mediante esposizioni di tipo tattico (e calcolata con il metodo degli impegni) è pari a 1,50. Tale utilizzo, sebbene possa comportare una temporanea amplificazione dei guadagni o delle perdite rispetto ai mercati di riferimento, non è comunque finalizzato a produrre un incremento strutturale dell'esposizione del Fondo ai mercati di riferimento (effetto leva) e non comporta l'esposizione a rischi ulteriori che possano alterare il profilo di rischio - rendimento del Fondo.
Commissioni di gestione e altri costi amministrativi o di esercizio
1,45% del valore dell’investimento all’anno (di cui provvigione di gestione 0,80%). Si tratta di una stima basata sui costi del Fondo.
Costi di transazione
0,05% del valore dell’investimento all’anno. Si tratta di una stima dei costi sostenuti per l’acquisto e la vendita degli investimenti sottostanti per il prodotto. L’importo effettivo varierà a seconda dell’importo che viene acquistato e venduto.
Commissioni di performance
Note
Tali costi includono la commissione di collocamento, pari all’1,75%, applicata sull’importo risultante dal numero di quote in circolazione al termine del “Periodo di Sottoscrizione” per il valore unitario iniziale della quota del Fondo (pari a 5 euro). Tale commissione è imputata al Fondo e prelevata in un’unica soluzione al termine del “Periodo di Sottoscrizione” ed è ammortizzata linearmente entro i 3 anni successivi al termine del "Periodo di Sottoscrizione" mediante addebito giornaliero sul valore complessivo netto del Fondo. I costi tengono conto di una commissione di gestione pari allo 0,80% nei primi tre anni del ciclo di investimento e pari all’ 1,15% nei successivi 2 anni.
Rendimento del fondo e del benchmark
Periodo
Per visualizzare i dati relativi ad uno specifico periodo, scegli la data di inizio e di fine dai menu a tendina oppure trascina i cursori arancioni selezionando l'intervallo desiderato.
Rendimento ultimi 12 mesi
2,8%
-
Rendimento medio annuo composto ultimi 3 anni
-
-
Rendimento medio annuo composto ultimi 5 anni
-
-
Dati aggiornati all'ultimo trimestre solare concluso
Dati di Portafoglio
Principali strumenti finanziari in portafoglio (escluso liquidità)
EPSILON OBBLIGTN 2028-EUR
19,41%
EF SECURITIZED BOND FUND CL Z
9,56%
EURIZON IN SCV CRDT INC-ID
9,56%
OPTICS 2 3/8 10/12/27
1,12%
I dati considerano anche l’esposizione derivante dall’eventuale utilizzo degli strumenti finanziari derivati, inclusi quelli presenti negli eventuali fondi sottostanti. L’investimento in depositi bancari a scadenza è incluso nell’asset class "Corporate".
Classificazione in base al rating Standard & Poor's
Valori Quota
Dati disponibili dal al (aggiornamento all'ultimo valore quota disponibile)
Per visualizzare i dati relativi ad uno specifico periodo, scegli la data di inizio e di fine menu a tendina oppure trascina i cursori arancioni selezionando l'intervallo desiderato.
Seleziona il periodo
Periodo
I valori quota del Fondo riflettono gli oneri gravanti sullo stesso e sono al lordo degli oneri fiscali vigenti. Per una corretta valutazione della variazione della quota del Fondo è necessario tener conto di eventuali modifiche della politica di investimento e/o di operazioni di fusioni. Tali informazioni sono riportate nel Prospetto.
Informazioni sul profilo di rischio
L’indicatore sintetico di rischio è un’indicazione orientativa del livello di rischio di questo prodotto rispetto ad altri prodotti. Esso esprime la probabilità che il prodotto subisca perdite monetarie a causa di movimenti sul mercato o a causa della nostra incapacità di pagarvi quanto dovuto. Abbiamo classificato questo prodotto al livello 2 su 7, che corrisponde alla classe di rischio bassa. Ciò significa che le perdite potenziali dovute alla performance futura del prodotto sono classificate nel livello basso e che è molto improbabile che le cattive condizioni di mercato influenzino la capacità di rimborsare il capitale investito. Questo prodotto non comprende alcuna protezione dalla performance futura del mercato; pertanto potreste perdere il vostro intero investimento o parte di esso. Per ogni ulteriore dettaglio sui rischi dell’investimento, si prega di consultare la sezione Rischi del Prospetto del Fondo.