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Obiettivi di investimento
Il Fondo mira a conseguire una crescita contenuta del capitale investito, su un orizzonte temporale di 5 anni, perseguendo una politica di investimento orientata principalmente verso strumenti finanziari di natura obbligazionaria di imprese italiane.
Orizzonte di investimento
Questo Fondo potrebbe non essere indicato per gli investitori che prevedono di ritirare il proprio capitale prima della scadenza del ciclo di investimento del Fondo, stabilita al 28 settembre 2028.
Universo e politica di investimento
Il Fondo investe almeno il 70% dell’attivo (cc.dd. "investimenti qualificati"), direttamente o indirettamente, in strumenti finanziari, anche non negoziati nei mercati regolamentati o nei sistemi multilaterali di negoziazione, emessi o stipulati con imprese residenti nel territorio dello Stato italiano o in Stati membri dell’Unione Europea o in Stati aderenti all’Accordo sullo Spazio economico europeo con stabili organizzazioni nel territorio dello Stato italiano. Tali strumenti finanziari saranno rappresentati, per almeno il 17,5% dell’attivo, da strumenti finanziari di imprese diverse da quelle inserite nell’indice FTSE MIB della Borsa italiana o in indici equivalenti di altri mercati regolamentati e per almeno un ulteriore 3,5% dell'attivo, da strumenti finanziari di imprese diverse da quelle inserite negli indici FTSE MIB e FTSE Italia Mid Cap della Borsa italiana o in indici equivalenti di altri mercati regolamentati.
Il Fondo investe principalmente in strumenti finanziari di natura obbligazionaria/monetaria di emittenti societari. È escluso l’investimento in azioni.
Investimento in obbligazioni/strumenti monetari di emittenti diversi da quelli italiani aventi merito di credito inferiore ad investment grade o privi di rating (e dunque esposti significativamente al rischio di credito) fino al 10% delle attività. Non è previsto alcun limite con riguardo al merito di credito degli emittenti italiani.
La durata media finanziaria (duration) del Fondo è inferiore a 6 anni e tende a diminuire gradualmente nel corso del ciclo di investimento.
Investimento in OICVM e FIA aperti non riservati (OICR), principalmente "collegati", fino al 20% delle attività.
Investimento in FIA chiusi quotati e non quotati, fino al 10% delle attività.
Il Fondo è gestito attivamente senza riferimento ad un benchmark.
Nella selezione degli strumenti finanziari (compresi gli OICR) vengono considerate anche informazioni di natura ambientale, sociale e di governo societario (cd. “Environmental, Social and Corporate governance factors” - fattori ESG).
Il Fondo utilizza strumenti finanziari derivati per finalità di copertura dei rischi insiti negli investimenti qualificati, nell’ambito della c.d. “quota libera” del 30% (investimenti diversi dagli investimenti qualificati).
Commissioni di gestione e altri costi amministrativi o di esercizio
1,09% del valore dell’investimento all’anno (di cui provvigione di gestione 0,50%). Si tratta di una stima basata sui costi del Fondo.
Costi di transazione
0,00% del valore dell’investimento all’anno. Si tratta di una stima dei costi sostenuti per l’acquisto e la vendita degli investimenti sottostanti per il prodotto. L’importo effettivo varierà a seconda dell’importo che viene acquistato e venduto.
Commissioni di performance
Note
Tali costi includono la commissione di collocamento, pari all’1,75%, applicata sull’importo risultante dal numero di quote in circolazione al termine del “Periodo di Sottoscrizione” per il valore unitario iniziale della quota del Fondo (pari a 5 euro). Tale commissione è imputata al Fondo e prelevata in un’unica soluzione al termine del “Periodo di Sottoscrizione” ed è ammortizzata linearmente entro i 3 anni successivi al termine del "Periodo di Sottoscrizione" mediante addebito giornaliero sul valore complessivo netto del Fondo. I costi tengono conto di una commissione di gestione pari allo 0,50% nei primi tre anni del ciclo di investimento e pari allo 0,80% nei successivi 2 anni.
Informativa sulla sostenibilità
Caratteristiche Ambientali o Sociali
Il Fondo promuove caratteristiche ambientali, sociali e di governo societario (fattori ESG), ai sensi dell’articolo 8 del Regolamento (UE) 2019/2088 del Parlamento Europeo e del Consiglio del 27 novembre 2019.
Metodologia per la valutazione, misurazione e monitoraggio
In relazione alle metodologie per la valutazione, misurazione e monitoraggio dei prodotti, al fondo Eurizon PIR Obbligazionario - Edizione 3 Classe PIR si applicano le seguenti strategie di integrazione:
Integrazione di fattori ESG
X
Obiettivo di investimento sostenibile
Per maggiori informazioni consulta l’Informativa sulla sostenibilità presente in questa pagina nella sezione “Documenti Utili”.
Per informazioni su come Eurizon Capital SGR e la Divisione Asset Management prendono in considerazione i principali effetti negativi delle decisioni di investimento sui fattori di sostenibilità si rinvia al
documento dedicato
Rendimento del fondo e del benchmark
Periodo
Per visualizzare i dati relativi ad uno specifico periodo, scegli la data di inizio e di fine dai menu a tendina oppure trascina i cursori arancioni selezionando l'intervallo desiderato.
Rendimento ultimi 12 mesi
2,7%
-
Rendimento medio annuo composto ultimi 3 anni
-
-
Rendimento medio annuo composto ultimi 5 anni
-
-
Dati aggiornati all'ultimo trimestre solare concluso
Dati di Portafoglio
Principali strumenti finanziari in portafoglio (escluso liquidità)
IGIM 0 7/8 04/24/30
3,30%
HERIM 2 1/2 05/25/29
3,29%
INWIM 1 5/8 10/21/28
2,88%
I dati considerano anche l’esposizione derivante dall’eventuale utilizzo degli strumenti finanziari derivati, inclusi quelli presenti negli eventuali fondi sottostanti. L’investimento in depositi bancari a scadenza è incluso nell’asset class "Corporate".
Classificazione in base al rating Standard & Poor's
Valori Quota
Dati disponibili dal al (aggiornamento all'ultimo valore quota disponibile)
Per visualizzare i dati relativi ad uno specifico periodo, scegli la data di inizio e di fine menu a tendina oppure trascina i cursori arancioni selezionando l'intervallo desiderato.
Seleziona il periodo
Periodo
I valori quota del Fondo riflettono gli oneri gravanti sullo stesso e sono al lordo degli oneri fiscali vigenti. Per una corretta valutazione della variazione della quota del Fondo è necessario tener conto di eventuali modifiche della politica di investimento e/o di operazioni di fusioni. Tali informazioni sono riportate nel Prospetto.
Informazioni sul profilo di rischio
L’indicatore sintetico di rischio è un’indicazione orientativa del livello di rischio di questo prodotto rispetto ad altri prodotti. Esso esprime la probabilità che il prodotto subisca perdite monetarie a causa di movimenti sul mercato o a causa della nostra incapacità di pagarvi quanto dovuto. Abbiamo classificato questo prodotto al livello 2 su 7, che corrisponde alla classe di rischio bassa. Ciò significa che le perdite potenziali dovute alla performance futura del prodotto sono classificate nel livello basso e che è molto improbabile che le cattive condizioni di mercato influenzino la capacità di rimborsare il capitale investito. Questo prodotto non comprende alcuna protezione dalla performance futura del mercato; pertanto potreste perdere il vostro intero investimento o parte di esso. Per ogni ulteriore dettaglio sui rischi dell’investimento, si prega di consultare la sezione Rischi del Prospetto del Fondo.