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Il Fondo mira a conseguire una moderata crescita del capitale investito e contestualmente a minimizzare, attraverso l’utilizzo di particolari tecniche di gestione, la probabilità di perdite superiori all’obiettivo di protezione, come di seguito identificato.
Sono previsti i seguenti Periodi di Protezione:
1° Periodo di Protezione: dal 09/05/2019 al 31/05/2020
2° Periodo di Protezione: dal 01/06/2020 al 31/05/2021
3° Periodo di Protezione: dal 01/06/2021 al 31/05/2022
4° Periodo di Protezione: dal 01/06/2022 al 31/05/2023
5° Periodo di Protezione: dal 01/06/2023 al 31/05/2024
L’obiettivo di protezione è identificato come segue:
- nel corso del primo Periodo di Protezione, il valore della quota protetto (Valore Protetto) in ogni giorno di valorizzazione è pari a 4,5 euro, corrispondente al 90% del valore iniziale della quota del Fondo (5 euro);
- nel corso di ciascuno dei successivi Periodi di Protezione, il Valore Protetto in ogni giorno di valorizzazione è pari al 90% del valore della quota del Fondo riferito all’ultimo giorno di valorizzazione del precedente Periodo di Protezione.
L’obiettivo di rendimento/protezione non costituisce garanzia di restituzione del capitale investito né di rendimento minimo dell’investimento finanziario.
Questo Fondo potrebbe non essere indicato per gli investitori che prevedono di rimborsare il proprio capitale entro 5 anni ovvero prima della scadenza del ciclo di investimento del Fondo.
Il Fondo investe, direttamente o mediante strumenti finanziari derivati, in:
- strumenti finanziari di natura obbligazionaria/monetaria;
- strumenti finanziari di natura azionaria (fino al 50% delle attività);
- valute diverse dall’euro;
- depositi bancari (fino al 30% delle attività).
Investimento in strumenti finanziari di natura obbligazionaria/monetaria di emittenti diversi da quelli italiani aventi rating inferiore ad investment grade o privi di rating (e dunque esposti significativamente al rischio di credito) fino al 40% delle attività. Non è previsto alcun limite con riguardo al merito di credito degli emittenti italiani. Investimento in strumenti finanziari di natura obbligazionaria/monetaria di emittenti di Paesi Emergenti fino al 40% delle attività.
L’esposizione a valute diverse dall’euro non può superare il 40% delle attività.
Investimento in OICVM e FIA aperti non riservati (OICR), principalmente ’collegati’, tendenzialmente fino al 40% delle attività. Gli OICR sono selezionati principalmente fra quelli gestiti dalla Società di Gestione e da altre Società del Gruppo (OICR ’collegati’), nonché fra quelli gestiti da primarie società, sulla base della qualità e persistenza dei risultati e della trasparenza nella comunicazione, nonché della solidità del processo d’investimento valutato da un apposito team di analisi.
Il Fondo utilizza strumenti finanziari derivati sia per finalità di copertura dei rischi sia per finalità diverse da quelle di copertura (tra cui arbitraggio). La leva finanziaria massima, realizzata mediante esposizioni di tipo tattico (e calcolata con il metodo degli impegni) è pari a 2. Tale utilizzo, sebbene possa comportare una temporanea amplificazione dei guadagni o delle perdite rispetto ai mercati di riferimento, non è comunque finalizzato a produrre un incremento strutturale dell’esposizione del Fondo ai mercati di riferimento (effetto leva) e non comporta l’esposizione a rischi ulteriori che possano alterare il profilo di rischio - rendimento del Fondo.
Nel ’Periodo di Sottoscrizione’ e dal 1° giugno 2024, gli investimenti saranno effettuati in strumenti finanziari, anche derivati, di natura monetaria/obbligazionaria aventi al momento dell’acquisto merito di credito non inferiore ad investment grade , e/o in depositi bancari. Non è previsto alcun limite con riguardo al merito di credito dello Stato italiano. Gli investimenti denominati in valute diverse dall’euro saranno coperti dal rischio di cambio. La duration del Fondo risulterà tendenzialmente inferiore ai 2 anni.
La SGR procede con periodicità semestrale, con riferimento all’ultimo giorno di valorizzazione di ogni semestre contabile (primo semestre contabile 1° aprile - 30 settembre; secondo semestre contabile 1° ottobre - 31 marzo), alla distribuzione di un ammontare predeterminato, pari allo 0,75% del valore iniziale delle quote. Tale distribuzione può essere superiore al risultato conseguito dal Fondo nel periodo considerato e può comportare la restituzione di parte dell’investimento iniziale del partecipante. La distribuzione viene effettuata per la prima volta con riferimento al periodo 1° aprile 2019 – 30 settembre 2019 e, per l’ultima volta, con riferimento al periodo 1° ottobre 2023 – 31 marzo 2024. La SGR ha facoltà di non procedere ad alcuna distribuzione, tenuto conto dell’andamento del valore delle quote e della situazione di mercato.
Sottoscrizione iniziale minima
Spese correnti annue
1,71% (di cui provvigione di gestione max 1,20%)
Commissioni legate al rendimento
Nell’ultimo esercizio, la commissione legata al rendimento è stata pari allo 0,00% del Fondo.
La commissione legata al rendimento a favore della SGR è pari al 20% del minor valore maturato nel periodo intercorrente tra il 1° giugno di ogni anno ed il 31 maggio dell’anno successivo (di seguito anno convenzionale) tra:
- l’incremento percentuale del valore della quota del Fondo rispetto al più elevato valore registrato dalla stessa nell’ultimo giorno di valorizzazione degli anni convenzionali precedenti;
- la differenza tra l’incremento percentuale del valore della quota del Fondo e l’incremento percentuale del valore del seguente parametro di riferimento nell’anno convenzionale: Bloomberg Barclays Euro Treasury Bill + 1,00%.
Note
Il valore delle spese correnti si basa sulle spese dell’anno precedente, concluso a dicembre 2021. Tale valore può variare da un anno all’altro ed esclude le commissioni legate al rendimento ed i costi delle operazioni di portafoglio.
Rendimento del fondo e del benchmark
Periodo
Per visualizzare i dati relativi ad uno specifico periodo, scegli la data di inizio e di fine dai menu a tendina oppure trascina i cursori arancioni selezionando l'intervallo desiderato.
Rendimento ultimi 12 mesi
-8,3%
-
Rendimento medio annuo composto ultimi 3 anni
-3,4%
-
Rendimento medio annuo composto ultimi 5 anni
-
-
Dati aggiornati all'ultimo trimestre solare concluso
I dati di rendimento del Fondo non includono i costi di sottoscrizione a carico dell’investitore. La performance del Fondo riflette gli oneri gravanti sullo stesso ed è al lordo degli oneri fiscali vigenti.
Dati di Portafoglio
Principali strumenti finanziari in portafoglio (escluso liquidità)
EF MONEY MARKET EUR T1 CL Z
14,00%
EPS FUND Q-FLEXIBLE CL I
7,67%
EF FOCUS AZIONI STRATEG FLEX CL Z
7,61%
I dati considerano anche l’esposizione derivante dall’eventuale utilizzo degli strumenti finanziari derivati, inclusi quelli presenti negli eventuali fondi sottostanti. L’investimento in depositi bancari a scadenza è incluso nell’asset class "Corporate".
Classificazione in base al rating Standard & Poor's
Valori Quota
Dati disponibili dal al (aggiornamento all'ultimo valore quota disponibile)
Per visualizzare i dati relativi ad uno specifico periodo, scegli la data di inizio e di fine menu a tendina oppure trascina i cursori arancioni selezionando l'intervallo desiderato.
Seleziona il periodo
Periodo
I valori quota del Fondo riflettono gli oneri gravanti sullo stesso e sono al lordo degli oneri fiscali vigenti. Per una corretta valutazione della variazione della quota del Fondo è necessario tener conto di eventuali modifiche della politica di investimento e/o di operazioni di fusioni. Tali informazioni sono riportate nel Prospetto.